Author Archives: Kale Havervold

Articles written by Kale Havervold published on Loans Canada

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Kale Havervold

Kale Havervold avatar on Loans Canada

In his over six-year career as a professional writer, Kale has focused on writing about finance, technology, cryptocurrency, entertainment, and sports. Kale's work has been published on Yahoo, RentHop, the Regina Leader-Post,, and Kale loves to create a wide variety of personal finance-related content. Including everything from how-to guides to featured articles, to advice pieces and everything in between. Whether he’s writing about the newest piece of technology or providing tips to help people with their finances, Kale is passionate about educating Canadian consumers and making sure they have the information they need to make the best decisions.

Articles written by Kale Havervold

Credit Counselling in Quebec

Everything you need and want to know about how a credit counsellor in Quebec can help you pay down your debt and get your finances back on track.

Credit Counselling in Ontario

For those living in Ontario and struggling with debt, credit counselling might be the solution you've been looking for. We can help you get started!

What Can’t Be Included When You File For Bankruptcy?

While filing for bankruptcy will relieve you from some of your debt, not all your accounts can be included. Here's a detailed look at what can't be in... Read More

Does The Federal Government Provide Debt Relief?

An in-depth answer to the question, "does the government of Canada provide debt relief help to its citizens?"

Credit and Debt Counselling: How to Break Free of the Cycle of Debt

Are you in over your head when it comes to your bills? Credit and debt counselling can help you take back control of your finances while learning abou... Read More

How Much Will it Cost me to Declare Bankruptcy in Canada?

While filing for bankruptcy is often the best option for many consumers, it is not a completely free process. Here's what you can expect to pay when f... Read More

Credit Counselling in Manitoba

Do you live in the province of Manitoba? Has your debt become too much for you to handle on your own? If so credit counselling could be the answer to ... Read More

Consolidating Business Credit Card Debt

Is your business credit card debt starting to get out of hand? are you looking for a way to better manage it? Here's how you can consolidate your busi... Read More

How to Get The Best Rate for a Line of Credit in Canada

Looking to get the best line of credit that fits your specific financial needs? Then this article is for you.

Credit Counselling in Saskatchewan

Do you live in Saskatchewan? Are you currently dealing with an overwhelming debt load? If so, credit counselling might be the solutions you've been lo... Read More

Alberta Debt Collection Laws

Are you currently dealing with an annoying debt collector in the province of Alberta? Are you unsure of your rights? Then this article is for you.

Ontario Debt Collection Laws

Do you live in the province of Ontario? Are you currently dealing with a debt collector that might be breaking the law? This article is for you.

Ontario Debt Collection Statute of Limitations

Everything you need and want to know about the statue of limitations for debt collection in the province of Ontario.

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